Home loan

Everything you need to know about home loans in Estonia – track bank offers, interest rates, and find the best solution for you. Practical advice for applying for your first home loan, an overview of the loan market and required documents, and tips on how to improve your borrowing options.

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The European Central Bank (ECB) decided today to keep the deposit facility base interest rate at its current level of 2.00%. This was a major surprise, as markets had expected...
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By now, approximately 1400 days or nearly four years have passed since the euribor rose above zero after a long period of negative interest rates. While the rapid increase in...
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Swedbank's home loan statistics show that the housing choices of young people under 30 years old have changed somewhat over the past year. While when buying apartments, secondary market apartments...
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Home loan refinancing is no longer an exceptional step, but rather an increasingly common way to review your loan terms and banking relationship. At Swedbank, refinancing agreements are concluded regularly...
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As a result of the loss of the tax-free income allowance, larger sums of money will be deposited into Estonian people's bank accounts on payday this year. Since banks base...
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LVM Kinnisvara introduced a solution in cooperation with Swedbank as a pilot project that allows home buyers to reach a loan decision within 72 hours. The faster process is based...
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Raul Eamets, chief economist at Bigbank, published the bank's economic forecast for the current year today, according to which Estonia's GDP will grow by 2.3%, the consumer price index will...
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The average home loan agreement concluded in December was 172,380 euros, which is 30% more compared to November's 131,678 euros and as much as 40% more compared to October's 122,349...
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Estonia's real estate market took a steadily upward course in 2025. Compared to last year, the number of transactions grew quarter by quarter gradually, and the price trend also moved...
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In fact, not all payment defaults occur due to carefree spending. Very often, the reason is significant and unexpected life changes – temporary job loss, health issues, family events, or...
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In the third quarter, Latvia issued more than twice as many home loans as in the same period two years ago, but the average loan amount there of 63 thousand...
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As autumn approaches, many young people starting their studies or careers begin looking for their first home. But is it worth buying real estate immediately, or is it wiser to...
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Buying your own home is one of the most important financial decisions in a person's life. It is completely natural that a cohabiting couple takes out a home loan together,...
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Since spring, there has been a continuously growing interest in single-family homes as a new trend in the so-called Greater Tallinn real estate market, and more and more interested parties...
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The European Central Bank (ECB) Governing Council decided today that the interest rates on standing deposits for commercial banks will remain unchanged this time. The decision was expected, as were...
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The European Central Bank decided today to lower the deposit rate again, which in turn affects euribor, which all Estonian borrowers are linked to. The interest rate was cut by...
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Jonna Pechter, who has led Bigbank Estonia's operations for the last seven years, is leaving her position on May 31st, and Arthur Taavet, head of the bank's deposits and marketing...
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The number of home loan agreements remained at the same level in April compared to the previous month, but the total amount of money grew due to an increase in...
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Buying a home is an important step for every young person that requires thorough preparation and planning. As real estate prices have continued to rise, the amounts of home loans...
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According to the Estonian Real Estate Association (EKFL), the draft regulation of the Minister of Finance, which was originally intended to simplify the refinancing of home loans, has become a...