Home loan

Everything important about home loans in Estonia – bank offers, interest rates, borrowing capacity calculations, and practical advice for applying for your first mortgage. Compare conditions from different banks and find the most suitable loan solution for you.

Our experts explain how the loan process works, what documents are needed, and how to improve your borrowing opportunities.

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As autumn approaches, many young people starting their studies or careers begin looking for their first home. But is it worth buying real estate immediately, or is it wiser to...
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Buying your own home is one of the most important financial decisions in a person's life. It is completely natural that a cohabiting couple takes out a home loan together,...
Alar Voogla
Since spring, there has been a continuously growing interest in single-family homes as a new trend in the so-called Greater Tallinn real estate market, and more and more interested parties...
Eamets
The European Central Bank (ECB) Governing Council decided today that the interest rates on standing deposits for commercial banks will remain unchanged this time. The decision was expected, as were...
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The European Central Bank decided today to lower the deposit rate again, which in turn affects euribor, which all Estonian borrowers are linked to. The interest rate was cut by...
Arthur Taavet
Jonna Pechter, who has led Bigbank Estonia's operations for the last seven years, is leaving her position on May 31st, and Arthur Taavet, head of the bank's deposits and marketing...
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The number of home loan agreements remained at the same level in April compared to the previous month, but the total amount of money grew due to an increase in...
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Buying a home is an important step for every young person that requires thorough preparation and planning. As real estate prices have continued to rise, the amounts of home loans...
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According to the Estonian Real Estate Association (EKFL), the draft regulation of the Minister of Finance, which was originally intended to simplify the refinancing of home loans, has become a...
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The number and financial amount of home loan agreements grew by more than 30% in March compared to the previous month, and the average loan amount was 127,603 euros, according...
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The housing price index released by Statistics Estonia today showed that housing prices rose by an average of 6.1% in the previous year. This is a quite substantial price increase...
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Buying a home is one of the most important decisions in a person's life, affecting both the quality of everyday life and financial situation. Anne Pärgma, head of home loan...
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The number of home loan contracts and applications fell by nearly a fifth in February compared to the previous month, but when calculated per working day, the decline remains within...
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Housing costs often make up the largest part of our monthly expenses. For this reason, when buying a home, it's important to consider not just the real estate price, but...
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The real estate market in 2025 is difficult to predict precisely, as there is still considerable instability. These observations are not predictions, but rather perspectives worth monitoring in the year...
laferme
Domestic LHV Bank has begun offering a new guest apartment home loan to buyers of the Laferme complex being built on Pirita Road in Tallinn, with an initial down payment...