Euribor

Euribor and its impact on home loans in Estonia – follow interest rate changes, European Central Bank decisions, and economic forecasts. Euribor movement directly affects real estate loan payments and home affordability.

Find analyses here that explain how Euribor works, why it changes, and what it means for your monthly mortgage payments. Our experts share recommendations on how to protect yourself against interest rate increases and when it makes sense to refinance your loan.

Alar Voogla
Since spring, there has been a continuously growing interest in single-family homes as a new trend in the so-called Greater Tallinn real estate market, and more and more interested parties...
Eamets
The European Central Bank (ECB) Governing Council decided today that the interest rates on standing deposits for commercial banks will remain unchanged this time. The decision was expected, as were...
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The European Central Bank decided today to lower the deposit rate again, which in turn affects euribor, which all Estonian borrowers are linked to. The interest rate was cut by...
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According to Igor Habal, a member of the board of Estonia's largest real estate agency, real estate prices have fallen by 9.5% over the past two years, and the average...
Risto-Vahi-2024-1
The real estate market in 2025 is difficult to predict precisely, as there is still considerable instability. These observations are not predictions, but rather perspectives worth monitoring in the year...
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This year has brought long-awaited revival to the real estate market – how we got here, what is happening with property prices and what are the forecasts for the new...
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In December transactions in Tallinn, the average price per square meter rose to 3,045 euros, with the most expensive apartment sold for 1,016,968 euros.
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In 2025, a number of important tax law changes will take effect and new fee rates will be established. Urmas Uibomäe, the managing director of the Kinnisvara24 portal, explains four...
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According to Igor Habal, a member of the management board of Estonia's largest real estate agency Uus Maa, the number of real estate transactions will increase by up to ten...
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After two years of stagnation, real estate market activity is on the rise again, and the consistent growth in transaction numbers that has occurred throughout this year is expected to...
Siili_asum (1)
The housing price index published by Statistics Estonia today fell 0.5 percent in the third quarter compared to the second quarter, but compared to the third quarter of 2023, the...