Rental Apartments Without Deposit – How Flexible Renting Helps You Save Money

Finding an apartment to rent in Estonia is often a challenge, especially when faced with a large deposit requirement. Traditionally, landlords have asked for deposits equivalent to 1–3 months of rent, which can turn out to be a significant financial obstacle. Fortunately, an alternative has emerged in today's rental market – apartments without deposits, or apartments where tenants can move in on more flexible terms.

What is an apartment without a deposit?

Apartments without deposits are living spaces where the landlord uses third-party guarantees and property protection instead of a traditional deposit. This means that a tenant does not have to pay a large sum before moving in, but can cover costs flexibly through installment payments. This solution is gaining increasing popularity in Estonia because it helps reduce the initial financial burden on tenants.

How to find an apartment without a deposit on Kinnisvara24 portal?

It is possible to easily find apartments without deposits on the Kinnisvara24 portal by using special search filters:

1. Go to Kinnisvara24 rental apartment search

2. Use the filter "deposit-free before", which highlights apartments that have rental protection options

For example, if you are looking for a modern rental apartment in Tallinn, by using the "deposit-free before" filter you can find exactly those offers that do not require a large upfront payment. This search method saves time and helps you focus on those offers that match your financial capabilities.

Advantages of renting without a deposit in 2025

The popularity of apartments without deposits is growing in 2025 for several reasons:

• Lower entry barrier: There is no need to save up a large sum for a deposit, making it easier to enter the rental market. For example, if the average rent for a two-room apartment in Tallinn is 600 euros, this would typically mean a deposit of 600-1800 euros, which is a significant amount.

• Better cash flow: Since money is not tied up in a deposit, it is available for other needs – for example, for purchasing home furnishings or covering other daily expenses.

• More flexible moving: It simplifies moving from one rental apartment to another, as you do not have to wait for the previous deposit to be returned. This is particularly useful with today's mobile lifestyle, where people change residences more frequently.

• Fewer disputes: The presence of a guarantee service can reduce disputes between landlord and tenant at the end of the lease, as damage assessment and compensation are handled through a professional third party.

What should you know about renting without a deposit?

If you are considering taking a rental apartment without a deposit, pay attention to the following aspects:

• Lease terms: Familiarize yourself carefully with the rights and obligations set out in the lease.

• Service fees: Find out what fees are involved and who covers them.

• Liability and damage: Clarify how damage is covered and what restrictions may apply.

• Lease termination: Review the termination process and conditions for returning property.

It is worth knowing that according to Estonia's real estate market 2025 forecasts, market recovery will continue, which may lead to moderate growth in rental prices. Therefore, it is worth considering the possibilities of renting without a deposit early on.

How do deposit alternatives affect the rental market?

• Greater accessibility: Flexible solutions make the rental market more accessible to a wider target group.

• Growth of competition: New opportunities create healthy competition and improve rental conditions.

• Keeping pace with lifestyle: Flexibility supports a mobile and changing way of life.

• Service development: Digital solutions bring innovation to the market and simplify processes.

Changes in the real estate market also affect rental prices, so it is worth monitoring broader market dynamics – this can be conveniently done in the Kinnisvara24 statistics environment. Although prices may rise over time, flexible solutions help keep tenant burden at a reasonable level.

Tenant rights:

• Freedom from paying a large deposit

• Clear overview of rental costs, damage coverage, and other important terms.

• Landlord's obligation to maintain the apartment, including proper communication and functioning appliances

Landlord rights:

• Guarantee and property protection for covering existing damage without complicated negotiations with the tenant.

• Opportunity to offer a competitive service in the rental market

• Fast damage compensation process through the guarantor

In practice, this means, for example, that if a tenant causes damage to an apartment, the guarantee service provider assesses the situation and compensates the landlord for the resulting damage in accordance with the lease. The tenant is still responsible for their actions, but the process is simpler and faster for the landlord.

It is important to know that the payment of a repair fund is an agreement between the landlord and tenant, regardless of whether the apartment is rented with or without a deposit.

Summary

Apartments without deposits are a modern and flexible solution that simplifies entry into the rental market. The Kinnisvara24 portal helps you find these offers easily by using special filters. In 2025, it is worth considering this alternative, especially if you want to keep your financial resources more flexible.

Start your search today and find yourself a suitable deposit-free rental apartment on the Kinnisvara24 portal – your new home may be just a few clicks away!